Sunday, February 12, 2012

Sneaky Insurance Company Tricks : Illinois Workers Compensation ...

We recently consulted with a worker who had a major back injury that resulted in surgery. He has not made a good recovery and may end up needing a lumbar fusion. Needless to say, he is not back to work and won?t be any time soon.

He?s also going through a divorce and the insurance company heard from his employer that money is tight for him. As a result, they did something very sneaky and unethical; they offered him $50,000.00 to settle his case right now.

I say that it?s sneaky and unethical because they knew he was in no position to settle his case and that if he needs a fusion in the future, that surgery alone would cost more than what they want to offer him. Sure the 50 grand would come in handy for him right now, but after that he?d be jobless with no way to pay for the medical treatment that he so desperately needs.

The caller was a very bright guy and smart enough to not even consider taking the offer. In fact, he felt it was shady so he went searching for a lawyer. But not everyone is so bright and we?ve seen many instances when workers are taken advantage of.

?What is my case worth?? is the most common question we get. It is human nature to think about that, but you should not ever consider a settlement until you are done treating for your injury with no doubt that you will be treatment free for that injury in the future. And if you have any permanent restrictions from your injury, you should not settle your case until you have a job to return to.

Many workers (and some attorneys) want the quick buck. We strongly believe that you should always think about what is best for you in the long term sense. And we promise you that if an insurance company wants to offer you money to make your case go away when you need more medical treatment, they are not thinking about what is best for you long term; they are thinking about what is best for them long term.

We are workers' compensation attorneys that help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.?Contact us and we will answer your questions or find the right lawyer for your situation.

2/12/12

Source: http://www.illinoisworkerscomplaw.com/2012/02/articles/tips-if-injured/sneaky-insurance-company-tricks/

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